Industry Experts
We Live in the Community
52 Years of Experience
Thousands of Settlements
Thousands of Settlements
52 Years of Experience
Gary Johnson
Gary has a long history in the Insurance sector. Directly after college, he spent five years as an Independent Adjuster with Toplis & Harding, traveling throughout North and South America handling significant commercial and institutional losses.
After learning the intricacies and nuances of the industry, he made the easy decision to become an advocate for policyholders. Over the next 36 years, Gary immersed himself in becoming a bona fide expert in his field. Gary began with a prominent west coast public adjusting firm and later co-founded a new enterprise in 2002. His roles and responsibilities spanned every facet of the company’s operations inclusive of but not limited Secretary, President, and Co-Chairman of the Board. Even with all these administrative responsibilities, his unwavering passion consistently revolved around claims processing and advocacy of his clients.
Gary’s clients extend from homeowners to Fortune 500 corporations. His expertise has been brought to bear across a diverse array of disasters encompassing everything from fires and hurricanes to earthquakes and tsunamis. Throughout these experiences, he has consistently played a pivotal role in both claims management and driving industry advancements.
After 42 years, Gary recognized the need for change. In 2023, he embarked on a new adventure and has started his own company, Johnson & Johnson Consulting, LLC. His responsibilities are not limited to any facet of the company, but his focus remains on maintaining the Gold Standard he helped create in this industry.
He is a recognized expert in the industry, a court-approved expert on First-Party Property and Casualty Claims, Adjusting Practices, and Bad Faith Issues. He also serves as an Umpire and Appraiser for “Formal” and “Informal” Appraisals under First-Party policies.
Gary’s client portfolio mirrors his exceptional skills, encompassing Industry Leaders, Hollywood “A-Listers,” auto shops, hospitality conglomerates and even the Federal Government. Evidently, he stands as a true industry leader.
Kevin Johnson
Meet Kevin Johnson, a seasoned professional in the public adjusting & real estate industries with a lifelong foundation rooted in the field. From an early age, Kevin immersed himself in the intricacies of the public adjusting business, absorbing valuable insights and learning from the best: his partner and father, Gary Johnson!
Throughout his high school and college years, Kevin devoted his summers to international Hurricane Operations with The Greenspan Company / Adjusters International, setting the stage for his future success. Drawing on his public adjusting experiences, Kevin transitioned to real estate and achieved remarkable success as a top-performing agent at Keller Williams, attaining elite status as the “youngest highest producer.”
In 2020, Kevin redirected his focus back to the public adjusting arena. Over the past three years, he progressed from an apprentice to an Executive General Adjuster, earning a reputation for being a seasoned professional with unwavering morals and meticulous attention to detail. Kevin’s exceptional skill set enabled him to interface seamlessly with seasoned professionals twice his age.
In September 2023, Kevin left Sunpoint and decided to join Gary at Johnson & Johnson Consulting, LLC. As Partner and CFO, Kevin contributes a sharp eye for detail, organizational expertise, and a captivating personality at the forefront of their venture.
Beyond his roles in the adjusting and real estate sectors, Kevin is a multifaceted entrepreneur. He invests in real estate, owns and manages a go-ped/go-kart company that custom fabricates and sells parts globally, and is continually refining his golf skills. An avid fisherman, Kevin’s diverse interests mirror his dynamic approach to life and business.
Christopher Johnson
Armed with an extensive background in complex real estate transactions, Christopher Johnson approaches every claim with rigorous analysis, a disciplined process, and an unwavering focus on the details that move the needle.
As a Partner at Johnson & Johnson Consulting, LLC, he applies an institutional mindset to public adjusting—treating each loss as a “transaction” that must be carefully underwritten, strategically structured, and relentlessly shepherded to a successful close.
Drawing on his background in investment and development, Christopher is adept at breaking down large, complicated claims into manageable workstreams—from initial intake and forensic review of policy language and loss data, to building defensible scopes, budgets, and damages models. He understands the settlement of a significant insurance claim is won or lost in the fine print: how the numbers are built, how the narrative is presented, and how thoroughly every supporting detail is documented.
At Johnson & Johnson Consulting, LLC, Christopher focuses on systematizing that level of care. He designs and refines the firm’s procedures, controls, and analytical tools, so each claim follows the same organized, repeatable process. His work ensures no line item, endorsement, or coverage nuance is left on the table when it comes to maximizing recovery for the client.
Grounded, thoughtful, and highly collaborative, Christopher’s role is to marry big-picture strategy with meticulous execution: helping Johnson & Johnson Consulting, LLC deliver “Gold Standard” advocacy not just in principle, but in the day-to-day details that ultimately determine the outcome of a claim.
Success Stories
With over 52 years of combined experience, Gary and Kevin have received glowing reviews from their clients. Take a moment to read just a few of them:
Johnson & Johnson Consulting Fought Tirelessly on Our Behalf
After our home was destroyed in the Eaton Fire, our insurance claim with State Farm quickly became adversarial. Once J&J stepped in, Kevin Johnson and his team leveled the playing field by meticulously identifying, supporting, and professionally presenting every dollar owed under our policy. As a direct result, we were able to recover our full policy limits across all applicable coverages. We’re...From Day One, Their Team Brought Clarity
Before our home was destroyed in a fire, we were dropped by State Farm and forced to obtain coverage through the California Fair Plan at less than half the limits we previously carried. Our claim quickly became overwhelming. The team at J&J brought clarity and relentless advocacy, overturning the insurer’s denial and securing recovery of our full $3 ,000,000 Fair Plan policy limits, including smoke remediation...They Leveled the Playing Field Against Our Insurance Carrier
After our home was ruined by a devastating fire, our insurance carrier USAA initially undervalued our claim. Johnson & Johnson Consulting leveled the playing field; Gary, Kevin, and Christopher Johnson took control of the process, thoroughly documented our loss, and applied the necessary pressure to secure the release of our full policy limits. Their expertise delivered results that exceeded our expectations, and we are truly so grateful for ...JJ Consulting Immediately Identified That the Carrier's Estimate Lacked Merit
Johnson & Johnson Consulting immediately identified that the insurance carrier’s estimate significantly undervalued the true scope and cost of our losses. They dismantled the flawed valuation with detailed documentation, source material, expert analysis, and market-based cost validation. Which in turn forced meaningful adjustments. Their disciplined, evidence-driven approach allowed us to recover what was rightfully owed while freeing us to focus on running...I Recommend Johnson & Johnson Consulting Without Hesitation
J&J Consulting provided exceptional representation after our home was devastated by the Pacific Palisades fire. Gary, Kevin, and Christopher Johnson approached our claim with discipline, meticulous documentation, and strategic precision, identifying deficiencies in the carrier’s evaluation and anchoring the claim to true reconstruction costs. Their persistence overcame multiple adjuster changes and forced a fair, well-supported settlement. We recommend J&J without hesitation to...We Sincerely Appreciate Your Expertise
We appreciate Johnson & Johnson Consulting’s expertise and support in negotiating our insurance claim after our home was damaged by a storm in Lahaina. Their knowledgeable team provided strong advocacy, clear guidance, and communication throughout the process. Their efforts helped us recover coverage for repairs and additional living expenses, while giving us confidence that experienced professionals were protecting our interests. We highly recommend Johnson & Johnson Consulting to...Exemplify Their Dedication and Expertise
The Johnson & Johnson Consulting team exemplifies dedication and expertise through their relentless pursuit of a fair resolution on each claim. Their deep understanding of insurance policies, regulations, and carrier tactics is matched by a meticulous, detail-driven approach that leaves nothing overlooked. Because of their commitment and knowledge, they secured the best possible outcome and ensured the claim was handled properly. I highly recommend Johnson & Johnson Consulting to anyone facing a ...I Contacted Gary Johnson Immediately After the Catastrophic Water Damage Event
Having worked with him successfully on a prior insurance claim, I trusted JJConsulting from the start. Their team applied meticulous attention to detail, strategic planning, and relentless advocacy to turn an inadequate $4 million claim into a $14 million settlement. Their deep expertise, persistence, and command of the claims process make them an invaluable partner in even the most complex insurance claim situations.Gary Johnson Put a Winning Strategy in Place
From day one, Gary Johnson and his team took a detailed, methodical approach, documenting every aspect of the loss, identifying insurance carrier errors, and uncovering regulatory and policy violations that had been overlooked. Through strong advocacy and technical analysis, Gary and his team recovered every dollar owed. As a direct result, the insurer increased its original offer by more than 150 percent...Gary Had Our Best Interests at Heart
After losing our home in the LNU Lightning Complex Fire, our insurance attempted to settle for far less than we were entitled to. Gary Johnson stepped in immediately and fought on our behalf every step of the way. He made a stressful and overwhelming situation manageable, ensured we were treated fairly, and helped us secure our outcome. We are grateful for his expertise and advocacy; we...Thank You For All Your Efforts
The evaluations you provided clearly defined the scope of our loss and were instrumental in securing an excellent settlement with our insurance company. Your guidance made a complex process efficient and successful, and I would gladly recommend your services to others. As a repeat client and friend for the last 10+ years, I will be happy to provide you with a reference should a potential client wish to speak with a satisfied ...We Got Almost TEN TIMES What the Insurance Company Offered
Johnson & Johnson Consulting's dedication and expertise delivered a settlement nearly ten times higher than the insurance company’s initial offer. Their team guided the claim from start to finish, handled all communication with the adjusters, and ensured our building, contents, and additional living expenses were fully addressed. Their leadership and knowledge delivered exactly what was promised, and we are extremely grateful we...Gary Should be the First Call You Make
I confidently recommend the services of J&J and believe Gary should be the first call you make when facing an insurance claim. After multiple properties were severely vandalized, the team at J&J expertly explained our coverage, helped prepare and present our claims, and ensured we received a fair settlement from our insurance carrier. Their professionalism and expertise made a complex situation manageable, and they should ...We Are So Glad to Have Met with You
We are incredibly grateful for the results achieved on our insurance claim after our business was damaged by a Frito Lay truck. Despite delays and repeated pushback from the insurance company, Johnson & Johnson provided dedicated, consistent advocacy throughout the process. Their professionalism, persistence, and attention to detail ensured we recovered what we were rightfully owed and were able to fully restore our business...You Also Saved Us a Lot of Angst
I want to thank you again or the professional way you handled our flood damage claim in Coronado. If we had tried to handle this on our own, I am certain that our recovery would have been a fraction of the result you obtained for us. (You also saved us a lot of angst).You Did a Fantastic Job of Negotiating a Very Favorable Settlement
Johnson & Johnson Consulting did a fantastic job negotiating a very favorable settlement after my condominium suffered extensive water damage. They advocated for my best interests, managed the insurance negotiations expertly, and secured a settlement that was more than double the insurer’s original offer. Their expertise and results speak for themselves, and I would highly recommend their services to anyone dealing with a...We Are So Incredibly Grateful
We are incredibly grateful for J&J’s outstanding representation and results. After multiple properties were vandalized, their team took the time to clearly explain our coverage, prepare and present our claims, and advocate on our behalf every step of the way. Their expertise and professionalism helped secure a settlement far beyond what we could have achieved on our own. Their guidance and persistence truly made all the difference,...Your Team are Definitely at the Very Top of Your Industry
I am sincerely grateful for the exceptional handling of my insurance claim at Johnson & Johnson Consulting. After my medical facility suffered water damage three times in one year, involving multiple insurance carriers, J&J expertly managed the claim. Their handling of the building's portion was thorough, and the business portion was exceptional. Their knowledge, professionalism, and results clearly place their team at the very ...Our Claim Was Handled Beyond Our Satisfaction
After our family home suffered severe water damage, Gary Johnson at Johnson & Johnson Consulting quickly stepped in and handled our claim beyond our satisfaction. He gathered detailed evidence and presented a thorough, well-supported claim. His expertise and direct handling of the adjusters led to a very favorable resolution, and his fees were more than justified by the results. We would confidently recommend his services to anyone navigating an insurance ...We Cannot Thank Johnson & Johnson Consulting Enough
After our property was devastated by a fire, J&J delivered results beyond our expectations. Their expertise and persistence forced our insurance company to step up to the plate, recover the highest value of the structural loss, and secure a code upgrade and additional benefits we would not have obtained on our own. The settlement was nearly double what we anticipated, and we would confidently recommend their services ...Contact Us
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