Industry Experts
We Live in the Community
52 Years of Experience
Thousands of Settlements
Thousands of Settlements
52 Years of Experience
Gary Johnson
Gary has a long history in the Insurance sector. Directly after college, he spent five years as an Independent Adjuster with Toplis & Harding, traveling throughout North and South America handling significant commercial and institutional losses.
After learning the intricacies and nuances of the industry, he made the easy decision to become an advocate for policyholders. Over the next 36 years, Gary immersed himself in becoming a bona fide expert in his field. Gary began with a prominent west coast public adjusting firm and later co-founded a new enterprise in 2002. His roles and responsibilities spanned every facet of the company’s operations inclusive of but not limited Secretary, President, and Co-Chairman of the Board. Even with all these administrative responsibilities, his unwavering passion consistently revolved around claims processing and advocacy of his clients.
Gary’s clients extend from homeowners to Fortune 500 corporations. His expertise has been brought to bear across a diverse array of disasters encompassing everything from fires and hurricanes to earthquakes and tsunamis. Throughout these experiences, he has consistently played a pivotal role in both claims management and driving industry advancements.
After 42 years, Gary recognized the need for change. In 2023, he embarked on a new adventure and has started his own company, Johnson & Johnson Consulting, LLC. His responsibilities are not limited to any facet of the company, but his focus remains on maintaining the Gold Standard he helped create in this industry.
He is a recognized expert in the industry, a court-approved expert on First-Party Property and Casualty Claims, Adjusting Practices, and Bad Faith Issues. He also serves as an Umpire and Appraiser for “Formal” and “Informal” Appraisals under First-Party policies.
Gary’s client portfolio mirrors his exceptional skills, encompassing Industry Leaders, Hollywood “A-Listers,” auto shops, hospitality conglomerates and even the Federal Government. Evidently, he stands as a true industry leader.
Kevin Johnson
Meet Kevin Johnson, a seasoned professional in the public adjusting & real estate industries with a lifelong foundation rooted in the field. From an early age, Kevin immersed himself in the intricacies of the public adjusting business, absorbing valuable insights and learning from the best: his partner and father, Gary Johnson!
Throughout his high school and college years, Kevin devoted his summers to international Hurricane Operations with The Greenspan Company / Adjusters International, setting the stage for his future success. Drawing on his public adjusting experiences, Kevin transitioned to real estate and achieved remarkable success as a top-performing agent at Keller Williams, attaining elite status as the “youngest highest producer.”
In 2020, Kevin redirected his focus back to the public adjusting arena. Over the past three years, he progressed from an apprentice to an Executive General Adjuster, earning a reputation for being a seasoned professional with unwavering morals and meticulous attention to detail. Kevin’s exceptional skill set enabled him to interface seamlessly with seasoned professionals twice his age.
In September 2023, Kevin left Sunpoint and decided to join Gary at Johnson & Johnson Consulting, LLC. As Partner and CFO, Kevin contributes a sharp eye for detail, organizational expertise, and a captivating personality at the forefront of their venture.
Beyond his roles in the adjusting and real estate sectors, Kevin is a multifaceted entrepreneur. He invests in real estate, owns and manages a go-ped/go-kart company that custom fabricates and sells parts globally, and is continually refining his golf skills. An avid fisherman, Kevin’s diverse interests mirror his dynamic approach to life and business.
Christopher Johnson
Armed with an extensive background in complex real estate transactions, Christopher Johnson approaches every claim with rigorous analysis, a disciplined process, and an unwavering focus on the details that move the needle.
As a Partner at Johnson & Johnson Consulting, LLC, he applies an institutional mindset to public adjusting—treating each loss as a “transaction” that must be carefully underwritten, strategically structured, and relentlessly shepherded to a successful close.
Drawing on his background in investment and development, Christopher is adept at breaking down large, complicated claims into manageable workstreams—from initial intake and forensic review of policy language and loss data, to building defensible scopes, budgets, and damages models. He understands the settlement of a significant insurance claim is won or lost in the fine print: how the numbers are built, how the narrative is presented, and how thoroughly every supporting detail is documented.
At Johnson & Johnson Consulting, LLC, Christopher focuses on systematizing that level of care. He designs and refines the firm’s procedures, controls, and analytical tools, so each claim follows the same organized, repeatable process. His work ensures no line item, endorsement, or coverage nuance is left on the table when it comes to maximizing recovery for the client.
Grounded, thoughtful, and highly collaborative, Christopher’s role is to marry big-picture strategy with meticulous execution: helping Johnson & Johnson Consulting, LLC deliver “Gold Standard” advocacy not just in principle, but in the day-to-day details that ultimately determine the outcome of a claim.
Success Stories
With over 52 years of combined experience, Gary and Kevin have received glowing reviews from their clients. Take a moment to read just a few of them:
They Fought Tirelessly on Our Behalf
After our home was destroyed in the Eaton Fire, our insurance claim with State Farm quickly became adversarial. Once J&J stepped in, Kevin Johnson and his team leveled the playing field by meticulously identifying, supporting, and professionally presenting...From Day One, Their Team Brought Clarity
Before our home was destroyed in the Palisades Fire, we were dropped by State Farm and forced to obtain coverage through the California Fair Plan at less than half the limits we previously carried. Our claim quickly became overwhelming...They Leveled the Playing Field Against Our Insurance Carrier
After our home was ruined by fire, our insurance carrier USAA initially undervalued our claim. J&J leveled the playing field, Gary, Kevin, and Christopher Johnson took control of the process, thoroughly documented our loss, and applied ...JJC Immediately Identified That the Carrier's Estimate Lacked Merit
J&J immediately identified that the carrier’s estimate significantly undervalued the true scope and cost of our loss. They dismantled the flawed valuation with detailed documentation, expert analysis, and market-based cost validation, forcing meaningful adjustments. Their...I Recommend Johnson & Johnson Consulting Without Hesitation
J&J provided exceptional representation after our home was devastated by fire. Gary, Kevin, and Christopher Johnson approached our claim with discipline, meticulous documentation, and strategic precision, identifying deficiencies in the carrier’s evaluation and anchoring the...We Sincerely Appreciate Your Expertise
We sincerely appreciate J&J’s expertise in negotiating our insurance claim after our home was damaged by a storm in Lahaina. Their advocacy allowed us to recover coverage for all repairs and additional living expenses and gave us confidence knowing an expert was negotiating...Exemplify Their Dedication and Expertise
J&J’s relentless pursuit of a fair resolution and deep insurance expertise exemplify their dedication to making clients whole. Their knowledge and meticulous approach delivered the best possible outcome, and I highly recommend them to anyone facing a complex insurance claim. <hr...I Immediately Contacted Him for a Catastrophic Water Event
Having previously worked with Gary Johnson on a successful insurance claim, I immediately contacted Johnson & Johnson Consulting when a catastrophic water event occurred. Their team turned an insufficient $4 million claim into a remarkable $14 million settlement through meticulous ...Gary Put a Winning Strategy in Place
Gary implemented a winning strategy from the outset of our insurance claim. His team meticulously documented every aspect of the loss, identified carrier mistakes, including regulatory and policy violations, and used detailed technical analysis to recover every dollar...Gary Had Our Best Interests at Heart
After losing our home in the 2020 LNU Lightning Complex Fire, our insurance company tried to settle for far less than we deserved. Gary Johnson stepped in and fought on our behalf every step of the way. He made...Thank You For All Your Efforts
The evaluations you provided clearly defined the scope of our loss and were instrumental in securing an excellent settlement with our insurance company. Your guidance made a complex process efficient and successful, and I would gladly recommend your services to others. ...Almost TEN TIMES What the Insurance Company Offered
J&J’s dedication and expertise led to a settlement nearly ten times higher than what the insurance company initially offered. They handled the adjusters, guided the claim from start to finish, and ensured our building, contents, and...Gary Should be the First Call You Make
I confidently recommend the services of J&J. After multiple properties were severely vandalized, J&J expertly explained our coverage, helped prepare and present our claims, and ensured we received a fair settlement from our insurance carrier. ...We Are So Glad to Have Met with You
We are incredibly grateful for the results achieved on our insurance claim after our business was damaged by a truck. Despite delays and pushbacks from the insurance company, J&J’s dedicated advocacy ensured we recovered what we were rightfully...You Also Saved Us a lot of Angst
I want to thank you again or the professional way you handled our flood damage claim in Coronado. If we had tried to handle this on our own, I am certain that our recovery would have been a fraction ...You Did a Fantastic Job of Negotiating a Very Favorable Settlement
J&J did a fantastic job negotiating a very favorable settlement after my condominium suffered extensive water damage. They advocated for my best interests, managed the insurance negotiations expertly, and secured a settlement that was more...We are Incredibly Grateful
We are incredibly grateful for J&J’s outstanding representation and results. After multiple of our properties were vandalized, they clearly explained our coverage, prepared and presented our claims, and secured a settlement far beyond what we could have achieved on our own...Your Team are Definitely at the Top of Your Industry
I am sincerely grateful for the exceptional handling of my insurance claim. After my medical facility suffered water damage three times in one year, involving multiple insurance carriers, J&J expertly managed the claim. Their handling ...Our Claim Was Handled Beyond Our Satisfaction
After our family home suffered severe water damage, Gary quickly stepped in to gather evidence and present a thorough, evidence-based claim. His expertise and direct handling of the adjusters led to a very favorable resolution, and his fees were more ...We Cannot Thank You Enough
After our property was devastated by fire, J&J delivered results beyond our expectations. Their expertise and persistence forced our insurance company to step up to the plate, recover the highest value of the structural loss, and secure a code upgrade ...Contact Us
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